Insurance Renewal Time.......

[one-lady-owner 1]

I'm baffled, completely and utterly!! Story goes like this:

 

May 2009 - I paid £540 (ish) fully comp for my insurance group 15 205 1.9GTi (Bargain considering I was only 23, with 3 points and 2 accidents to my name!) with 2 years no claims through privilege

 

 

May 2010 - They are now asking £650 (ish) fully comp for my group 9 ZX 1.9 TD volcane, now 3 years no claims.

 

 

Even stranger considering I told them the GTi was worth about 2k and the zx is worth about 2p.....

 

They gave me some crap about the ZX being more desirable to thieves and easier to steal, what are they daft!!??!??!?!?

 

Is it just me or does that sound really, really, really silly?

[Henry Yorke 269 3 Cars]

Did I see ZX and Desirable in the same sentence? Did you ring Welshpug by mistake?!

 

The ZX should be about group 5 shouldn't it? The 306 DTurbo was.

 

Perhaps people have heard about the rear trailing arms on these as that is desirable part!

[Tesstuff 222]

I will give you the 2p mentioned for the ZX Volcane , then you have no problem

 

Maybe it is time to shop around , i had some crazy quotes for the Gti last year, ended up paying peanuts.

[one-lady-owner 1]

The ZX is a higher insurance group than the 306, the old N/A diesel ZX I had was a group 7......

 

I'm doing a little confused/meerkat type searches, plus the few that aren't on them to see what I find!

 

And I know I'll be burned as a witch for saying this on here, but I much prefer the zx to the 306! I'd have a 16valver over the GTI-6 anyday! (Here's the bit that'll really get the name-calling going) the zx handles better than the 306 and looks better!

Edited April 28, 2010 by one-lady-owner

[muddatrucker 125]

Before I wrote it off in the snow, the insurance on my Citroen Xsara was doubled based upon an additional 1 years no claims, never made sense to me, was almost glad to write it off!

[SurGie 54]

The ZX is a higher insurance group than the 306, the old N/A diesel ZX I had was a group 7......

 

I'm doing a little confused/meerkat type searches, plus the few that aren't on them to see what I find!

 

And I know I'll be burned as a witch for saying this on here, but I much prefer the zx to the 306! I'd have a 16valver over the GTI-6 anyday! (Here's the bit that'll really get the name-calling going) the zx handles better than the 306 and looks better!

 

 

Yeah coarse they do

 

That's why they sold way more 306 gti 6's than the ZX's. Where are those twigs and sticks i had lying around in the shed ?

[one-lady-owner 1]

I like the 306 don't get me wrong....... I just prefer the citroen..... passive rear steer FTW!!

 

 

I've driven a few 306s recently as I was looking at replacing the zx with something with a few less niggles and a few less miles, but after test driving them I just really do prefer the zx.

 

That's why they sold way more 306 gti 6's than the ZX's

 

That's possibly why I prefer them, exclusivity!!

[one-lady-owner 1]

The zx is still made!!! The Fukang!!

 

Edited April 29, 2010 by one-lady-owner

[rescue dude 0]

That is Fukang hideous !!!

[one-lady-owner 1]

That is Fukang hideous !!!

 

 

Yes, yes it is....

 

 

 

It's the boot that does it, still got the zx face though! (Although I really wish citroen hadn't ruined the front of the zx by changing the full sweeping bonnet into that daft bolt on grill!)

Edited April 29, 2010 by one-lady-owner

[Daviewonder 533 3 Cars]

Maybe the ZX insurance is more expensive because there's a chance you will die of embarrassment while driving it and cause an accident

[one-lady-owner 1]

I think I'm beginning to realize this really wasn't the place to start telling people about my ZX fetish......

 

To get back to my original point, I've beaten privilege down to £450 fully comp and they've thrown recovery in FOC, and no comments about me needing recovery due to the fact I drive a ZX!!

[SorrentoED 0]

well i'm 18 years of age (still a little ankle biter ) and my 1.6 GTi is group 12 insurance and is cheaper to insure than a 1.1 saxo, according to quinn - direct. . I pay £1200 a year for the GTi. Not bad considering my age and the risk factor

[skyinsurance 2]

Is it just me or does that sound really, really, really silly?

 

The way you describe it, yes it sounds silly but insurance companies base most things on claims statistics, eg if more ZX's that 205gti 1.9's are being claimed on, they will charge more for the ZX's.

 

Feel free to give my company a try mentioning your membership of this club, tel: 02083645500

[Baz 421]

It's probably the fact that insurance in general has gone up too.

 

My renewal quote this year for my personal policy was more than last year, despite having another years NCB.

[welshpug 1,622]

the 306 outsold the zx purely because they made the Xsara

 

they are generally a little more expensive than the 306 to insire for some reason, but they are older and earlier on had less of the security and safety measures that were introduced on the 306 and xsara as standard, i.e Mine hasnt got an Airbag, but does have ABS central locking and the standard immobiliser.

 

I found the easier to break into than a 205 comment amusing, I guess they have never tried themselves

 

Ollies comment that the % of claims per registered vehicle does make sense, as there arent many left.

 

Also, as Baz ciommented, insurance is going up, I can't get any quotes near to what I paid for my 205 18 months ago (under £300 FC) all quotes i get now are in the high £300's, not helped by my current employment status.

Edited May 5, 2010 by welshpug